Finance

How to Get a Car Loan with Bad Credit

Maryam Jinadu | Aug 28, 2023

Getting a car loan with bad credit (below 580) is not impossible. Most times, it is simply expensive. This is because lenders often use your credit score to determine how likely you are to...

Getting a car loan with bad credit (below 580) is not impossible. Most times, it is simply expensive. This is because lenders often use your credit score to determine how likely you are to repay your loan. With a lower score, they believe they...

Best Balance Transfer Credit Cards

Danielle Kemp | Jul 25, 2023

Finance

In today's fast-paced world, credit cards have become essential for managing our finances. They offer convenience and flexibility in making purchases, but they can also accumulate debt if not used responsibly. If you find...

4 Types of Savings Accounts

Maryam Jinadu | Dec 18, 2022

A savings account is an excellent way to store and save money you don’t intend to use immediately. A savings account can be used for long-term financial goals such as buying a house. Or they can be used for short-term financial goals like emergency funds. A savings account is one of the most common types of bank accounts, yet many individuals need help understanding how they work — they are relatively simple to use. You deposit money, your bank provides interest and you can withdraw money whenever necessary. However,...

Factors That Influence House Refinancing Costs

Maryam Jinadu | Dec 15, 2022

While refinancing your house can help you save thousands of dollars, it also comes at a cost. The closing cost when refinancing a house will vary from property to property, making research into the exact figures essential. When you refinance house properties, your interest rate can reduce. At the same time, refinancing can shorten your loan repayment term. Also, there's the benefit of converting home equity into liquid cash. These make the closing costs for house refinance worth it. The specific percentage cost it takes to refinance your house...